What This Policy Covers
This policy applies when you browse e0fo, create or use an account, send a support request, or make a payment through UPI, Paytm, PhonePe, or Google Pay. We may collect the details you type in, basic device and browser data, login records, transaction references, and messages
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you send to us. We use that data to open and maintain your account, confirm identity, spot unusual access, process payments, answer questions, and meet legal duties. If local law restricts a service or a data use, we follow that rule and may limit access or
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decline the request. We do not ask for more than we need for the step you are taking, and we keep records only for as long as the service, audit, dispute, or legal process requires.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.